无忧雅思网_雅思预测_雅思机经_雅思考试_雅思资料下载_雅思名师_2018年雅思考试时间

雅思听力篇:银行理财场景(一)


  考点之一:银行服务项目之账户

  关键词汇:open an account, bankbook, saving account, current account, deposit account, instant account, etc.

  范例:I’d like to open a saving/current account.

  考点之二:银行服务项目之交易动作

  关键词汇:deposit, draw/withdraw, cash, overdraw, overdraft, apply, loan, grant, etc.

  范例:I’d like to apply for a personal loan.

  考点之三:银行服务项目之货币交换

  关键词汇:exchange rate, value, amount in figures/words, service charge, etc.

  范例:Please wait a moment. I''ll check the exchange rate between U.S. dollars and RMB.

  考点之四:银行服务项目之办事人员

  关键词汇:teller, clerk, cashier, etc.

  考点之五:银行服务项目之其他类

  关键词汇:tax, check, credit card, interest-free, long term loan, increase rate, inflation rate, deflation, etc.

  考点之六:银行的开放时间

  关键词汇:open, close, from…to, etc.

  拓展: 银行账户(bank account)中,存款账户(deposit account)和现金(往来)账户(current account)是最主要的两种类型。

  现金账户(current account)。简单来说,现金帐户是用于存(Deposit),取(Withdraw),日常开支的,通常利息较低或没有利息。另外,现金帐户的客户可以使用支票本(cheque book)、支票担保卡(cheque guarantee card)、借方卡等,但银行不付利息;也有的银行对该种账户收取手续费(bank charges),但对有贷方余额的账户是不收费的。因此,客户要想避免支付手续费,就应在往来账户上保持一定金额的贷方余额。